Auto Insurance Claims: Do's And Don'ts

Bethlehem Accident Insurance Claims Lawyers

The insurance company is there to protect its own interests and the interests of the other party, not your interests. Do not deal with the insurance company on your own. Insurance adjusters have extensive training on how to deal with insurance claimants. They appear to be friendly and on your side so that you do not hire a lawyer, but that often makes it much easier for an insurance company to get rid of a claim.

At Cohen, Feeley, Altemose & Rambo, we have significant experience dealing with insurance companies. We can help make sure your interests are protected and will pursue the fair compensation that you need after a car accident or truck accident.

Lehigh Valley Insurance Coverage Attorneys

Do

  • Do seek medical advice and treatment immediately if you have suffered any type of injury.
  • Do call your insurance company soon after the accident: Most policies have time limits for filing claims. It is important to contact the insurance company.
  • Do write down information: People forget the important details of accidents shortly after accidents occur. You will need an accurate account of the facts as your case proceeds. It is also helpful to talk with witnesses, get their contact information for later use and take pictures of the important details of the scene.
  • Do keep good records: Find a place to store all the documentation of every important aspect of the case. This includes all medical expenses and property damage costs. It is also wise to get a copy of the accident report from the police.

Do Not

  • Do not provide any written or recorded statement to any insurance company representative until you have spoken with an attorney.
  • Do not admit any kind of liability or fault: When talking with your insurance representative or the other driver's insurance representative, do not admit any fault. Just tell them the facts of the accident. Admitting fault can be devastating to your case.
  • Do not waive your rights: Sometimes people don't think their injuries are too serious, or they think the insurance company's offer is adequate, so they sign a waiver of right to sue. Doing this can keep you from getting the compensation you truly deserve for your injuries and property damage.
  • Do not accept less than what your injuries are worth: Many people take the first offer from the insurance company, but this is often only a fraction of what the injuries are truly worth.

Let Us Help You With Your Accident

After an injury caused in a car accident, it is important that you speak with an experienced lawyer as soon as possible. Call any of our Lehigh Valley offices toll free at 888-854-6895 to schedule a free consultation.