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Motorcyclist Beware: Avoid Accidents

As a motorcycle rider and a lawyer with 30 years experience representing motorcycle riders, it is my obligation to remind everyone that the early days of spring can be the most dangerous on our roadways.  What experienced motorcycle rider hasn't experienced loss of traction, and yes, even an occasional loss of control when encountering all those loose stones and general all-around "crap" which are the reminders of the winter we just experienced.  It'll take a few rainstorms over several weeks for all of that debris to be washed away and the potholes to be repaired, so in the mean time be careful on those curves and pullouts.

It is the law in Pennsylvania that every motorcycle operating on the highways and roads of the commonwealth be adequately insured.  Insurance requirements on a motorcycle are much different than those of an automobile. Many riders assume they have the same coverage on their motorcycles that they do on their automobiles, and this is simply not true.  Perhaps the most important distinction between auto coverage and bike coverage is that bike coverage does not provide a medical benefit in the event that you are injured on your bike.  Unlike automobiles that are all required by law to provide medical benefit coverage, a biker must have a separate health-care insurance policy to provide him or her with coverage.  That means if you are hurt while riding your motorcycle and you do not have health insurance you're going to have a problem.  Let's face it, if you go down on your bike chances are greater than lesser that you are going to require medical care.  Make sure that you are adequately provided with the appropriate type of coverage.  Everyone wants to think that this is not going to happen to them but remember the old adage that there are two types of bikers: "Those who have gone down, and those that are going down."  Given the wisdom of that saying it is very important that you provide yourself with the appropriate protection.

          I would like to leave you with one other very important piece of information that I learned many years ago while investigating a very serious motorcycle injury accident case. Statistically the National Highway Traffic Safety Administration indicates that upward of 85% to 90% of all injuries relating to motorcycle operation occur with cars making left hand turns into the path of a motorcycle.  Yeah, that's right all those guys with their blinkers on preparing to make a left hand turn need a good second look. Always make eye contact when you can and remember drive defensively. They're bigger than we are. Check out this site for some great tips and amazing statistics that will make you arm you with some great statistics next time you and your buddies are out riding motorcycle saftey information .

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