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I am unable to work. Am I eligible for benefits?

This is a common question asked by individuals who are unable to work due to a physical or mental condition. If you have a diagnosis of a condition that precludes you from holding steady employment, you must take the appropriate steps to ensure that you have financial stability. It is possible that you may be eligible for Social Security Disability benefits, but you may require legal assistance to secure the support you need.

The difference between SSD and SSDI insurance

Depending on the severity and nature of your condition, you could be eligible for one or both types of Social Security Disability benefits: Supplemental Security Income (SSI) and/or Social Security Disability Insurance (SSDI). There are distinct requirements for both of these, and it is important to be aware of the differences, which are as follows:

  • SSDI: You may qualify for SSDI benefits if you have a disabling condition expected to prevent you from working for at least a year. The condition must be included on the Social Security Administration's list of qualifying conditions, and you must have paid into the Social Security system for at least 10 years through previous employment.
  • SSI: To qualify for SSI, you must have a condition that will likely prevent you from working for at least a year. Your condition must be on the list of qualifying conditions, but you are not required to have an employment history to qualify. SSI is a needs-based program, and your income is considered.

Many people who are unable to work are unaware of their rights regarding Social Security Disability benefits and are unaware of the different types of benefits that may be available. If you have a qualifying condition, you have the right to seek financial security for yourself and your family.

Maximize your benefits

Without appropriate legal assistance, you may be unaware of what is available to you. The Social Security benefits claims process can be complex, and many initial claims result in denials or inexplicable delays. As frustrating as these complications are, you do not have to face them alone. With the help of an attorney experienced in this particular area, you will have a stronger chance of a successful claim or appeal.

Your attorney can determine which benefits you are eligible to receive, and this qualified assistance may allow you to maximize the amount of support. Your recovery and financial stability are important, so do not leave opportunities on the table simply because you are unaware of all of your options.

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