Accidental Death and Dismemberment Coverage Attorneys

Accidental Death and Dismemberment Coverage Attorneys

Accidental death and dismemberment (AD&D) insurance is an additional benefit you can sometimes purchase under other policies such as health, life or through organizations like AAA. Employers sometimes offer it as part of a benefits package.

AD&D insurance pays certain benefits for accidental death, loss of a body part, or loss of a bodily function (such as hearing or vision). When purchasing AD&D, you should read the coverages and terms carefully because this insurance usually has very specific limits or exclusions on the types of injuries and the types of accidents in which its coverage will apply.  The limits or exclusions will be described, along with the coverages and claims process, in the AD&D insurance policy.

As with all insurers, companies who sell AD&D coverage have a duty to act in good faith toward their customers. In other words, they must fairly uphold their side of the contract.  However, companies sometimes do deny legitimate claims. If that has happened to you, a friend, or family member, we can help.

Cohen, Feeley, Altemose & Rambo protects policyholders

If an insurance company has denied a claim made by you as either the beneficiary or the insured, we know the steps to take to protect your right to all avenues of recovery. We will fight to ensure you recover every penny you deserve, and to hold the insurance companies accountable.

Filing an AD&D claim

When filing an AD&D claim, keep in mind that the terms of the policy dictate how to make a claim. Usually, you are required to submit specific documentation from medical doctors or employers, within a certain period of time, and in the manner described.

What if my claim was already denied?

If you have already filed a claim for AD&D coverage, and your claim has been denied, or if you are facing an unreasonable delay, you should contact us for help immediately.

Our attorneys are able to examine the policy language, along with the facts and circumstances of your situation, and can help you determine how to proceed.

With our history of litigating personal injury and insurance disputes, we have the experience needed to get you the recovery you deserve. If we pursue a claim on your behalf, we will represent you on a contingency fee basis, meaning that we do not get paid any fee unless you make a recovery.

We Obtain Relief

With our unsurpassed litigators, Cohen, Feeley, Altemose & Rambo has prepared and litigated numerous claims against insurance companies over the last 50 years. We fight for a maximum recovery to compensate individuals and businesses for all aspects of their loss.

Cohen, Feeley, Altemose & Rambo offers free consultations to individuals and businesses who have AD&D coverage disputes. We pride ourselves on fighting for each client’s rights, handling each case with dedication and care.

Contact us today to discuss your case.
Let us give you the help you deserve.

What Our Clients Have To Say

On the basis of Mark Altemose’s handling of my personal injury case, I give him my highest recommendation. You simply can’t do better. I was involved in a bicycle accident in a section of the road undergoing construction. My case was complicated for many reasons, and because of the strength of the case that Mark established, the insurance company settled for a monetary amount very close to what Mark predicted. A couple of other reasons for recommending Mark: 1) Mark pursued every possible direction to obtain information providing me with the best likelihood of a positive outcome. 2) Mark could recall extensive knowledge of my case without notes, including a better knowledge of my past medical history than I had. I have no doubt he would have been an incredible trial lawyer if the need had arisen. 3) He, in fact, has won awards from his professional associations for his professional accomplishments; and also “gives back” by serving his professional organizations in a variety of official capacities and by mentoring up-and-coming younger lawyers. He clearly is a leader in his field. 4) It was obvious to me that Mark also has the highest ethical standards.

This was my first time working with lawyers for a case and they were awesome. They always kept me in the loop and they explained everything very clearly. Very trustworthy and would recommend to anyone.

I am very, very thankful for everything that was done. And I am thankful for them getting matters settled for us quickly. I would recommend the firm to others.

Accidental Death and Dismemberment Coverage Team

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