If you have been in a bike accident, you should call 911. The police should come to the scene and take information from the parties and witnesses. If you were hurt, you should seek medical attention as soon as possible. As soon as possible, we also recommend that you contact an experienced personal injury attorney to represent you in pursuing a claim against the negligent driver or opposing party.

Bicyclists may suffer head trauma, facial injuries, neurological damage, spine injuries, ruptured discs, bone fractures, road rash, scars, and other injuries. Often, because they are relatively unprotected, their injuries are much more severe than if they had been in a car.

If you were a pedestrian and a bicycle hit you, you should follow the same steps that you would in any other accident. You should call 911, and the police should come to the scene and take information from the parties and witnesses. If you were hurt, you should seek medical attention as soon as possible. As soon as possible, we also recommend that you contact an experienced personal injury attorney to represent you in pursuing a claim.

Your car insurance covers you when you are hit by a car while riding your bike. Your own auto insurance covers you whenever you suffer an “injury arising out of the maintenance or use of a motor vehicle.” See 75 Pa.C.S. § 1712. This includes if a car hit you while you were riding a bike. If this happened, you should open a claim with your car insurance company. Your car insurance will pay your medical bills up to your limit of coverage. After your coverage is exhausted, you should submit the bills to your health insurance.

The Pennsylvania rules of the road are contained in Part III of Title 75 of the Pennsylvania Statutes. The rules start on page 303 of this PDF and go to page 438. https://www.legis.state.pa.us/WU01/LI/LI/CT/PDF/75/75.PDF#page=303

The New Jersey rules of the road are contained in Title 39 of the New Jersey Statutes. The current laws are available from the New Jersey Legislature using this tool. https://lis.njleg.state.nj.us/nxt/gateway.dll?f=templates&fn=default.htm&vid=Publish:10.1048/Enu